Tuesday, May 17, 2022
HomeWealth ManagementMeet Anita, an Elevations Mortgage Mortgage Officer

Meet Anita, an Elevations Mortgage Mortgage Officer


The Mortgage Staff at Elevations Credit score Union is able to talk about your mortgage mortgage choices or reply your refinancing questions. Mortgage Mortgage Originator Anita Kelly has over 40 years of expertise within the trade to assist Coloradans discover the most effective house mortgage for his or her wants. She has been helping Elevations members on the Fort Collins Concord Department since 2014.

The dream of homeownership requires a little bit of steering. For Anita Kelly, that’s the most effective elements of working within the Elevations Credit score Union Mortgage Division. It additionally satisfies her ardour for instructing and educating others.

“I similar to serving to individuals,” she stated. “I like serving to them, even when they’re not prepared to purchase now. I counsel them by means of monetary and credit score points. So in a yr, they’re in a position to purchase a house. It’s so necessary that persons are financially and fiscally conscious of their state of affairs and finances.”

Over time, Anita has labored in varied points of the mortgage trade together with mortgage servicing, mortgage processing, underwriting value determinations and mortgage origination. She now makes use of the fruits of these expertise to serve Elevations members at varied phases within the house shopping for course of.

Info for brand spanking new mortgage and refinance seekers

Whether or not you’re a first-time house purchaser, or going by means of the method once more after a number of years, Anita is able to stroll you thru every step. She says to prepare, have documentation exhibiting the final two years of your earnings, your present belongings and proof of the place your down cost can be coming from, similar to a financial savings account or a financial reward from a member of the family.

“In case you’re seeking to buy a brand new house or spend money on actual property, be ready to inform me every little thing about you,” she stated. “I’ll get you the most effective choices on your state of affairs.”

Contemplating refinancing an present mortgage? Proper now, rates of interest are excessive, which suggests it’s not a great time to refinance, based on Anita. Nonetheless, generally life wants to maneuver ahead and refinancing is a viable choice to get cash-in-hand or replace debtors on the mortgage.

She says when you want entry to the fairness in your property, you may additionally take into account making use of for a house fairness line of credit score. Another choice is to construct up your funds steadily by organising an interest-bearing financial savings account.

Anita stated she usually helps repeat purchasers with shopping for and refinancing properties. She enjoys growing long-term relationships, and is now being approached by the grandchildren of a few of her colleagues and first-home consumers.

She laughed and added, “It’s so superior. And my husband asks me ‘Properly, when are you going to retire?’ He simply retains bugging me and I say, ‘Oh, perhaps after I’m 81.’ I needed to give him an age. Proper? Yeah. 81. In case you love what you do, why must you cease?”

Being a group associate brings her pleasure

A deal with relationship-building and being a steward to the group is what makes Anita proud to be an Elevations worker.

“I like the platform Elevations brings to the group,” she stated. “They’re a nonprofit they usually give again with scholarships. They’re simply very community-focused nd that’s what I like I like serving to my group in optimistic methods.”

Anita additionally praises the assist of her colleagues at Elevations. She’s allowed to be upfront with members and stand behind her ethics so she will do the appropriate factor for debtors. Generally that might even imply a little bit of counseling and schooling earlier than closing on a mortgage.

She additionally loves that Elevations maintains an in depth relationship and may reply questions for its mortgage servicer. This implies members can apply for a mortgage, shut on their house and are available again to Elevations for questions on easy methods to make their funds after they’ve moved into their new property.

Past house loans and refinances

Anita has lived within the Fort Collins space since 1979 and is a graduate of the Colorado Girls’s Faculty, which is now the College of Denver. She holds levels in elementary schooling and organ efficiency.

She at present resides on a 70-acre property within the foothills with Mike, her husband of 35 years. Anita stays busy with a wide range of hobbies, starting from writing music and science fiction, to taking part in the piano and organ. She’s additionally an elder at her church and loves visiting along with her 4 grown kids and their households.

Along with being a mortgage aficionado, you can additionally name Anita knowledgeable globetrotter. Her travels have taken her world wide to Germany, France, Austria, Hungary, Romania, Sweden, Russia, Mexico, Hawaii and plenty of, many extra fascinating locales. Want a dialog starter? Ask Anita about journey!

Are you able to be taught extra about making a house buy or refinancing your present mortgage? Attain out to Anita Kelly (NMLS #377922) at 970.430.2345 or anita.kelly@elevationscu.com along with your questions. You might also schedule time for an in-person go to at our Fort Collins Concord Department or a distant video chat from the consolation of your private home.

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